/* Kinetic Business Finance Navigator. Scoped to avoid changing existing site pages. */
.navigator-page{background:#fff}
.navigator-hero{position:relative;padding:148px 0 56px;background:linear-gradient(118deg,#fff 6%,#fff 60%,#f8f9f7 100%);border-bottom:1px solid var(--line)}
.navigator-hero__inner{display:grid;grid-template-columns:minmax(0,1fr) 235px;gap:50px;align-items:end}
.navigator-breadcrumb{font-size:.72rem;letter-spacing:.04em;color:var(--muted);margin-bottom:37px}
.navigator-breadcrumb a{color:var(--muted)}.navigator-breadcrumb a:hover{color:var(--gold)}
.navigator-eyebrow{font-size:.69rem;font-weight:850;color:var(--gold);letter-spacing:.20em;text-transform:uppercase;display:flex;align-items:center;gap:12px;margin-bottom:19px}.navigator-eyebrow__line{width:25px;height:1px;background:var(--gold)}
.navigator-hero h1{font-size:clamp(3rem,6.3vw,6.4rem);letter-spacing:-.069em;line-height:1.01;max-width:960px;margin:0;font-weight:750;color:var(--ink)}
.navigator-hero h1 em,.navigator-bottom h2 em{font-style:normal;color:var(--gold)}
.navigator-hero__main>p{max-width:680px;margin:24px 0 0;font-size:clamp(1rem,1.25vw,1.13rem);line-height:1.72;color:var(--muted)}
.navigator-hero__facts{display:flex;align-items:center;gap:21px;flex-wrap:wrap;margin-top:28px}.navigator-hero__facts span{display:inline-flex;align-items:center;gap:7px;font-size:.72rem;color:var(--ink-2);font-weight:750;white-space:nowrap}.navigator-hero__facts svg{width:16px;height:16px;stroke:var(--gold);stroke-width:1.65;fill:none;stroke-linecap:round;stroke-linejoin:round}
.navigator-hero__accent{height:255px;border:1px solid rgba(255,255,255,.14);border-radius:5px;background:radial-gradient(circle at 70% 28%,#283f55 0%,#10253f 69%);color:#fff;position:relative;overflow:hidden;padding:20px;display:flex;flex-direction:column;justify-content:space-between}
.navigator-hero__accent-top{font-size:.65rem;letter-spacing:.19em;font-weight:850;color:#c7ae7d}
.navigator-hero__accent-orbit{width:205px;height:205px;border:1px solid rgba(232,213,166,.27);border-radius:50%;position:absolute;top:30px;right:-68px;display:grid;place-items:center}
.navigator-hero__accent-orbit:before,.navigator-hero__accent-orbit:after{content:"";position:absolute;border-radius:50%;border:1px solid rgba(232,213,166,.3);inset:34px}.navigator-hero__accent-orbit:after{inset:71px;background:rgba(184,148,82,.14);border-color:#b89452}
.navigator-hero__accent-orbit span{position:absolute;top:33px;left:23px;width:9px;height:9px;background:var(--gold);border-radius:50%}
.navigator-hero__accent-bottom{position:relative;z-index:1;font-size:.76rem;letter-spacing:.08em;line-height:1.7;text-transform:uppercase;color:#b5c6d3}.navigator-hero__accent-bottom strong{color:white;font-weight:800}
.navigator-section{padding:38px 0 45px;background:#fafbf9}
.navigator-workspace{display:grid;grid-template-columns:minmax(0,1.52fr) minmax(330px,.82fr);align-items:start;gap:18px;scroll-margin-top:106px}
.navigator-question-panel{background:#fff;min-width:0;border:1px solid var(--line);border-radius:5px;padding:clamp(24px,4vw,47px);box-shadow:0 18px 52px rgba(16,37,63,.035)}
.navigator-progress-header{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:17px}.navigator-progress-header>div:first-child{display:flex;align-items:center;gap:19px;flex-wrap:wrap}
.navigator-small-label{font-size:.65rem;letter-spacing:.18em;color:var(--gold);font-weight:850;text-transform:uppercase}.navigator-progress-copy{font-size:.72rem;font-weight:600;color:var(--muted)}
.navigator-steps{font-size:.7rem;color:var(--ink);font-weight:800;display:flex;align-items:center;gap:9px;white-space:nowrap}.navigator-steps__line{height:1px;width:24px;background:var(--line)}
.navigator-progress-track{width:100%;height:3px;background:#e9edeb;overflow:hidden;margin-bottom:39px}.navigator-progress-track>div{height:100%;background:var(--gold);transition:width .32s var(--ease)}
.navigator-section-index{display:block;font-size:.61rem;text-transform:uppercase;letter-spacing:.23em;font-weight:850;color:var(--gold);margin-bottom:15px}
.navigator-question-intro h2{font-size:clamp(2rem,3.1vw,3.45rem);font-weight:750;letter-spacing:-.055em;line-height:1.10;color:var(--ink);max-width:650px;margin:0}
.navigator-question-intro p{margin:15px 0 0;max-width:600px;font-size:.96rem;line-height:1.65;color:var(--muted)}
.navigator-answers{display:grid;grid-template-columns:1fr;gap:9px;margin-top:28px}.navigator-answers--root{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.navigator-answer{width:100%;min-height:73px;text-align:left;display:grid;grid-template-columns:34px minmax(0,1fr) 17px;gap:12px;align-items:center;padding:16px 18px;border:1px solid var(--line);border-radius:5px;background:#fff;cursor:pointer;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease,background .18s ease}
.navigator-answers--root .navigator-answer{min-height:82px;padding:15px;gap:10px;grid-template-columns:27px minmax(0,1fr) 13px}
.navigator-answer:hover,.navigator-answer:focus-visible{border-color:rgba(184,148,82,.7);background:#fffdf8;transform:translateY(-1px);box-shadow:0 10px 26px rgba(16,37,63,.055);outline:none}
.navigator-answer:active{transform:translateY(0)}.navigator-answer__number{color:var(--gold);font-size:.69rem;letter-spacing:.07em;font-weight:900;align-self:start;padding-top:3px}
.navigator-answer__label{color:var(--ink);font-size:.92rem;line-height:1.36;letter-spacing:-.014em;font-weight:700}.navigator-answer__arrow{color:var(--gold);font-size:1.15rem;align-self:center;transition:transform .18s var(--ease)}.navigator-answer:hover .navigator-answer__arrow{transform:translate(3px,-3px)}
.navigator-why{margin-top:24px;padding:15px 17px;background:#f8f9f7;border-left:2px solid var(--gold);display:flex;align-items:start;gap:11px}.navigator-why__icon{border:1px solid #d3b06c;color:var(--gold);width:18px;height:18px;flex-shrink:0;border-radius:50%;font-size:.73rem;line-height:16px;text-align:center;font-weight:750}.navigator-why p{font-size:.79rem;color:#61707d;line-height:1.55;margin:0}
.navigator-controls{margin-top:24px;display:flex;justify-content:space-between;align-items:center;gap:15px;min-height:34px;flex-wrap:wrap}.navigator-back{border:none;background:transparent;padding:7px 0;display:inline-flex;gap:12px;align-items:center;cursor:pointer;font-size:.75rem;color:var(--ink);letter-spacing:.04em;font-weight:800}.navigator-back:hover{color:var(--gold)}.navigator-back[hidden]{display:none}.navigator-back span{color:var(--gold);font-size:1.2rem}.navigator-controls__hint{font-size:.71rem;line-height:1.45;color:var(--muted)}
.navigator-enter{animation:navigatorEnter .28s var(--ease) both}@keyframes navigatorEnter{from{opacity:.2;transform:translateY(10px)}to{opacity:1;transform:none}}
.navigator-aside{border-radius:5px;background:var(--ink);color:white;position:sticky;top:93px;overflow:hidden;box-shadow:0 14px 40px rgba(16,37,63,.07)}
.navigator-aside__top{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:22px 26px 0}.navigator-aside__kicker,.navigator-aside__tag{font-size:.61rem;letter-spacing:.17em;font-weight:850}.navigator-aside__kicker{color:#e5c993;display:flex;align-items:center;gap:10px}.navigator-aside__spark{font-size:1rem;color:var(--gold)}.navigator-aside__tag{color:#8a9cae}
.navigator-aside__main{padding:0 28px 30px}.navigator-aside__visual{height:182px;position:relative;overflow:hidden;margin-top:6px;margin-bottom:20px}.navigator-orbit{position:absolute;border-radius:50%;border:1px solid rgba(199,172,124,.28);top:0;left:50%;transform:translateX(-50%)}.navigator-orbit--a{height:185px;width:185px}.navigator-orbit--b{height:128px;width:128px;top:28px;border-color:rgba(199,172,124,.5)}.navigator-orbit__point{position:absolute;background:var(--gold);width:8px;height:8px;border-radius:50%}.navigator-orbit__point--a{top:24px;left:calc(50% - 91px)}.navigator-orbit__point--b{top:151px;right:calc(50% - 85px);width:5px;height:5px}
.navigator-orbit__core{position:absolute;top:61px;left:50%;transform:translateX(-50%);width:68px;height:68px;border-radius:50%;border:1px solid rgba(211,176,108,.65);background:rgba(184,148,82,.13);display:grid;place-items:center;font-size:2rem;font-weight:800;color:#dfc18e;letter-spacing:-.07em}.navigator-orbit__caption{position:absolute;bottom:0;right:0;color:#8092a6;text-align:right;font-size:.58rem;line-height:1.5;font-weight:800;letter-spacing:.11em}
.navigator-aside__eyebrow,.navigator-aside__section-label{font-size:.61rem;letter-spacing:.18em;color:#d5b576;font-weight:850;text-transform:uppercase}.navigator-aside h3{margin:13px 0 13px;font-size:clamp(1.65rem,2.2vw,2.4rem);letter-spacing:-.045em;line-height:1.13;font-weight:700;color:#fff}.navigator-aside__main>p:not(.navigator-aside__section-label){font-size:.86rem;color:#becbd5;line-height:1.7;margin:0}.navigator-insight-divider{height:1px;background:rgba(255,255,255,.15);margin:27px 0 19px}.navigator-aside__section-label{margin:0 0 13px}.navigator-insight-options{list-style:none;margin:0;padding:0;display:grid;gap:12px}.insight-option{display:grid;grid-template-columns:23px minmax(0,1fr);gap:10px;align-items:start;color:#e9eff2;line-height:1.48;font-size:.83rem;font-weight:550}.insight-option__mark{width:19px;height:19px;border:1px solid rgba(211,176,108,.5);border-radius:50%;font-size:.79rem;display:grid;place-items:center;color:var(--gold);line-height:1}.navigator-insight-resource{margin-top:24px}.insight-read{font-size:.76rem;line-height:1.5;color:#d8bb83;text-decoration:underline;text-underline-offset:4px;text-decoration-color:rgba(211,176,108,.5)}.insight-read:hover{color:#fff}
.navigator-aside__footer{display:grid;grid-template-columns:18px minmax(0,1fr);gap:11px;padding:21px 26px 23px;background:#192f49;border-top:1px solid rgba(255,255,255,.09)}.navigator-aside__footer-icon{width:18px;height:18px;flex-shrink:0;border:1px solid #ad915e;border-radius:50%;font-size:.7rem;text-align:center;color:#e6c995;line-height:16px}.navigator-aside__footer p{font-size:.73rem;line-height:1.63;color:#bac7d1;margin:0}
.navigator-contact[hidden],.navigator-stage[hidden]{display:none}.navigator-review{margin-top:26px;padding:20px;background:#f7f8f5;border:1px solid #e6ebe6;border-radius:5px}.navigator-review__top{display:flex;justify-content:space-between;gap:12px;align-items:center;flex-wrap:wrap;margin-bottom:14px}.navigator-review__pill{font-size:.67rem;letter-spacing:.02em;color:#947540;font-weight:750;background:#f3ead9;padding:7px 10px;border-radius:3px}.navigator-summary{display:grid;gap:10px;margin:0}.navigator-summary-row{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1fr);gap:16px;align-items:start;border-top:1px solid #e2e6e1;padding-top:9px}.navigator-summary dt{font-size:.72rem;color:var(--muted);line-height:1.5}.navigator-summary dd{font-size:.74rem;color:var(--ink);font-weight:750;line-height:1.5;margin:0;overflow-wrap:anywhere}
.navigator-contact form{margin-top:27px}.navigator-contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.navigator-field{min-width:0;display:grid;gap:9px}.navigator-field--full{grid-column:1/-1}.navigator-field label{display:flex;align-items:center;gap:8px;font-size:.67rem;letter-spacing:.13em;font-weight:850;color:var(--ink)}.navigator-field label span:not(.navigator-optional){color:var(--gold)}.navigator-optional{font-size:.58rem;letter-spacing:.1em;font-weight:800;color:#8e9aa3}.navigator-field input{background:#fff;border-radius:4px;border:1px solid var(--line);min-height:54px;padding:15px 16px;width:100%;font-size:.91rem}.navigator-field input::placeholder{color:#a0a8ae}.navigator-field input:focus-visible{outline:2px solid rgba(184,148,82,.3);outline-offset:2px;border-color:var(--gold)}.navigator-trap{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important;pointer-events:none!important}
.navigator-consent{display:flex;gap:10px;align-items:flex-start;text-transform:none;letter-spacing:normal;color:var(--muted);font-size:.78rem;font-weight:500;line-height:1.7;margin-top:24px;cursor:pointer}.navigator-consent input{width:17px;height:17px;accent-color:#b89452;flex:0 0 auto;margin:3px 0 0}.navigator-consent a{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px;color:var(--ink)}.navigator-consent a:hover{color:var(--gold)}.navigator-form-error{font-size:.75rem;color:#a14343;margin:0}.navigator-form-error:empty{display:none}
.navigator-submit{display:flex;align-items:center;justify-content:space-between;gap:16px;width:100%;border:1px solid var(--gold);border-radius:4px;background:var(--gold);color:#fff;font-size:.77rem;letter-spacing:.14em;text-transform:uppercase;font-weight:850;cursor:pointer;padding:18px 20px;margin-top:24px;transition:background .18s,border-color .18s}.navigator-submit:hover{background:#a98545;border-color:#a98545}.navigator-submit:focus-visible{outline:3px solid var(--ink);outline-offset:3px}.navigator-submit:disabled{opacity:.7;cursor:progress}.navigator-submit span{font-size:1.3rem;line-height:1}.navigator-form-footnote{margin:13px 0 0;font-size:.72rem;line-height:1.5;color:var(--muted)}
.navigator-mobile-insight{display:none}
.navigator-trust-line{display:flex;justify-content:space-between;gap:22px;align-items:center;margin-top:20px;color:var(--muted)}.navigator-trust-line p{font-size:.73rem;line-height:1.6;display:flex;align-items:center;gap:10px;margin:0}.navigator-trust-line__accent{width:20px;height:1px;background:var(--gold);flex:0 0 auto}.navigator-trust-line a{white-space:nowrap;color:var(--ink);font-size:.7rem;font-weight:800;letter-spacing:.06em}.navigator-trust-line a:hover{color:var(--gold)}.navigator-trust-line a span{color:var(--gold);margin-left:5px}
.navigator-bottom{padding:76px 0 86px;background:#fff}.navigator-bottom__inner{display:grid;grid-template-columns:1.35fr .65fr;gap:65px;align-items:end}.navigator-bottom h2{margin:0;font-size:clamp(2rem,4vw,4.1rem);line-height:1.08;letter-spacing:-.055em;color:var(--ink)}.navigator-bottom p{font-size:.94rem;line-height:1.75;color:var(--muted);max-width:340px;margin:0}
/* Featured entry on the existing Library page. */
.library-feature-section{background:#f6f7f5;padding:0 0 30px}.library-feature{display:grid;grid-template-columns:minmax(0,1.75fr) minmax(210px,.58fr);overflow:hidden;min-height:260px;background:#10253f;border:1px solid #10253f;color:#fff;position:relative;transition:box-shadow .2s,transform .2s}.library-feature:hover{box-shadow:0 15px 40px rgba(16,37,63,.15);transform:translateY(-2px)}.library-feature__body{display:flex;flex-direction:column;align-items:flex-start;padding:clamp(24px,4vw,42px);min-width:0}.library-feature__eyebrow{font-size:.66rem;letter-spacing:.19em;font-weight:850;color:#dab977;display:flex;align-items:center;gap:10px}.library-feature__dot{height:6px;width:6px;background:#dbbc84;border-radius:50%}.library-feature__body strong{font-size:clamp(1.8rem,3vw,3.4rem);letter-spacing:-.045em;line-height:1.08;font-weight:750;margin-top:20px;color:#fff}.library-feature__text{font-size:.92rem;line-height:1.6;color:#c2cfda;max-width:660px;margin-top:13px}.library-feature__cta{display:inline-flex;gap:10px;align-items:center;font-size:.72rem;color:#d9bb82;font-weight:850;letter-spacing:.12em;text-transform:uppercase;margin-top:25px}.library-feature__cta span{font-size:1rem}.library-feature__graphic{position:relative;min-height:260px;overflow:hidden;border-left:1px solid rgba(255,255,255,.14);display:grid;place-items:center}.library-feature__ring{border-radius:50%;border:1px solid rgba(211,176,108,.35);width:245px;height:245px;position:absolute}.ring-a{right:-40px;top:0}.ring-b{right:0;top:40px;width:165px;height:165px}.library-feature__symbol{color:#cfaf70;font-weight:750;font-size:4rem;z-index:1}.library-feature__graphic-label{font-size:.59rem;text-align:right;letter-spacing:.2em;line-height:1.5;font-weight:800;position:absolute;bottom:23px;right:25px;color:#bac6d0}
@media(max-width:1120px){.navigator-hero__inner{grid-template-columns:minmax(0,1fr) 190px;gap:30px}.navigator-hero__accent{height:235px}.navigator-workspace{grid-template-columns:minmax(0,1.25fr) minmax(300px,.8fr)}.navigator-question-panel{padding:28px}.navigator-aside__main{padding:0 23px 28px}.navigator-aside__top{padding:21px 23px 0}.navigator-aside__footer{padding:19px 23px}.navigator-answer__label{font-size:.84rem}}
@media(max-width:920px){.navigator-workspace{grid-template-columns:1fr}.navigator-aside{display:none}.navigator-mobile-insight{display:block;margin-top:22px;border:1px solid #e8e7dd;background:#faf9f4;border-radius:4px;padding:0}.navigator-mobile-insight summary{display:flex;gap:9px;align-items:center;padding:17px;font-size:.76rem;letter-spacing:.04em;font-weight:800;color:var(--ink);border:0;list-style:none}.navigator-mobile-insight summary::-webkit-details-marker{display:none}.navigator-mobile-insight summary span{color:var(--gold);font-size:1rem}.navigator-mobile-insight summary b{font-size:1.2rem;color:var(--gold);margin-left:auto;font-weight:400}.navigator-mobile-insight[open] summary b{transform:rotate(45deg)}.navigator-mobile-insight__body{padding:0 20px 19px}.navigator-mobile-insight__body h3{font-size:1.32rem;letter-spacing:-.03em;line-height:1.2;margin:8px 0}.navigator-mobile-insight__body p{font-size:.88rem;line-height:1.6;color:var(--muted)}.navigator-mobile-insight__body ul{padding-left:18px;color:var(--ink);font-size:.84rem;line-height:1.7}.navigator-mobile-note{font-size:.74rem!important}.navigator-hero__accent{display:none}.navigator-hero__inner{display:block}.navigator-bottom__inner{grid-template-columns:1fr;gap:24px}.navigator-trust-line{flex-direction:column;align-items:start}}
@media(max-width:640px){.navigator-hero{padding:111px 0 42px}.navigator-breadcrumb{margin-bottom:27px}.navigator-eyebrow{font-size:.59rem;letter-spacing:.12em}.navigator-hero h1{font-size:clamp(2.9rem,12vw,4.9rem)}.navigator-hero__main>p{font-size:.98rem;margin-top:20px}.navigator-hero__facts{gap:10px 17px;margin-top:23px}.navigator-hero__facts span{font-size:.66rem}.navigator-section{padding:17px 0 32px}.navigator-question-panel{padding:22px 18px}.navigator-progress-header{align-items:start}.navigator-progress-header>div:first-child{gap:6px;flex-direction:column;align-items:start}.navigator-progress-track{margin-bottom:31px}.navigator-question-intro h2{font-size:clamp(2rem,8vw,2.7rem)}.navigator-question-intro p{font-size:.89rem}.navigator-answers--root{grid-template-columns:1fr}.navigator-answers--root .navigator-answer{min-height:65px}.navigator-answer{min-height:67px;padding:14px 12px;grid-template-columns:26px minmax(0,1fr) 12px;gap:9px}.navigator-answer__label{font-size:.87rem}.navigator-answer__arrow{font-size:1rem}.navigator-controls__hint{font-size:.66rem}.navigator-contact-grid{grid-template-columns:1fr}.navigator-summary-row{grid-template-columns:1fr;gap:1px}.navigator-summary-row dd{font-size:.81rem}.navigator-review{padding:17px}.navigator-consent{font-size:.76rem}.navigator-bottom{padding:57px 0}.navigator-bottom h2{font-size:2.3rem}.library-feature{grid-template-columns:1fr;min-height:auto}.library-feature__graphic{display:none}.library-feature__body{padding:30px 24px}.library-feature__body strong{font-size:2.05rem}.library-feature__text{font-size:.87rem}.navigator-trust-line a{white-space:normal}}
@media(prefers-reduced-motion:reduce){.navigator-enter{animation:none!important}.navigator-answer,.navigator-progress-track>div{transition:none!important}}

.library-navigator-cta{margin-top:38px;border:1px solid #e0d4bc;background:#fbf8f0;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:22px 25px}.library-navigator-cta>div{display:grid;gap:8px}.library-navigator-cta strong{font-size:1.07rem;line-height:1.3;color:var(--ink)}.library-navigator-cta div span{color:var(--muted);font-size:.86rem;line-height:1.55}.library-navigator-cta .btn{flex-shrink:0}.library-navigator-cta+.library-index{margin-top:24px}@media(max-width:680px){.library-navigator-cta{flex-direction:column;align-items:stretch;margin-top:30px;padding:20px}.library-navigator-cta .btn{width:100%;text-align:center}.library-navigator-cta+.library-index{margin-top:20px}}