70+
Funding channels considered by profile and purpose.
Practical scenarios. Lender-ready thinking.
Indicative client situations only; finance outcomes depend on lender assessment and client circumstances.
5
Key review areas before approaching lenders.
14+
Funding options across commercial finance needs.
SME
Growth, working-capital and restructuring situations.
Cash flow
Professional services firm
Uneven receipts around billing cycles requiring short-term liquidity.
Equipment
Contractor growth
Machinery needed for a larger project without tying up working capital.
Acquisition
Business purchaser
Debt structure for purchase price and working capital.
Debtor finance
Wholesale or logistics
Customers pay in 45–60 days while payroll and suppliers are weekly.
Refinance
Lender exit
Existing facility nearing maturity or current lender no longer fits.
Private credit
Time-sensitive need
Specialist short-term funding pathway for settlement or liquidity.